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http://www.marinelink.com/news/hsbc-p-i-clubs-must-improve-underwriting-performance/hsbc-p-i-clubs-must-improve-underwriting-performance306554

HSBC: P&I Clubs Must Improve Underwriting Performance

HSBC Insurance Brokers in its Protection & Indemnity Review 2003. be hard. underwriting business. investment returns in the first place.